Published October 4, 2026 in Market Update

More homes hit the market, but buyers are still showing up

LE
By Liza Elmstrom
Real estate, Primary market

Here is the one thing that changes what you should do right now. The Real Estate Data Aggregator counted 702 new listings across the Primary market in the three months ending July 31, 2026. That is up 15.5% from a year before. More homes came to market. But 600 pending sales also came in, up 6.4% from a year ago. Buyers kept moving. Both things are true at the same time.

Primary market, three months ending July 31, 2026
New listings
Up 15.5% from a year before
Pending sales
Up 6.4% from a year before
Homes for sale
Up 23.1% from a year before
Homes sold
Down 2.1% from a year before
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

Realtor.com reported active listings nationally were up 6.3% from a year ago, the fastest pace in at least six months. Our market outpaced that. The Real Estate Data Aggregator shows the Primary market added new listings at more than double that national rate.

What more supply actually means

More listings give buyers more to compare. That is good for buyers. For sellers, it means pricing and prep matter more than they did a year ago. Buyers are not gone, but they have options now. A home that is not priced right sits longer.

Freddie Mac put the 30-year fixed rate at 7.28% as of October 1, 2026. That is real money on a monthly payment. Realtor.com noted rates crossed 7% in late September for the first time since January 2025. Buyers who are moving anyway are moving fast when the right home shows up.

How each ZIP code read in the same period

The story is not the same everywhere. Here is what the Real Estate Data Aggregator counted ZIP by ZIP for the three months ending July 31, 2026.

ZIP by ZIP snapshot, three months ending July 31, 2026
02026021310213202021
Median sale price$757,000$774,500$846,150$726,500
New listings change+20.6%+5.4%-11.8%+61.6%
Pending sales change-7.8%+21.4%-3.8%+20%
Median days on market20 days21 days20 days20 days
Sale to list price102.1%103.8%102%101.9%
Real Estate Data Aggregator, three months ending July 31, 2026.
ZIP by ZIP snapshot continued, three months ending July 31, 2026
020620209002492
Median sale price$740,000$1,200,000$1,764,000
New listings change+18.6%-16.7%+40%
Pending sales change-7%-20.3%+53.6%
Median days on market20 days15 days17 days
Sale to list price103.6%103%101.8%
Real Estate Data Aggregator, three months ending July 31, 2026.

A few things worth noting

02492 saw new listings jump 40% and pending sales jump 53.6%. That is a lot of activity at a median sale price of $1,764,000. The Real Estate Data Aggregator also shows 66% of homes in 02090 went under contract within two weeks of listing, up 6.7 points from a year before. Speed there actually got faster even as supply thinned.

02021 had the biggest new listings jump of any ZIP, up 61.6%. Homes for sale there rose 66.7%. Yet 67.7% of homes went under contract within two weeks. Buyers absorbed a lot of new supply very quickly.

On the price side, most ZIPs saw small dips. 02026 was down 6.1% year over year. 02021 was down 10%. 02131 was the bright spot, up 8.3%. 02492 held a 3.5% gain. The Federal Housing Finance Agency reported U.S. house prices rose 2.1% year over year between second quarter 2025 and second quarter 2026. Some of our ZIPs beat that. Some did not.

Median sale price by ZIP, three months ending July 31, 2026
02492$1,764,00002090$1,200,00002132$846,15002131$774,50002026$757,00002062$740,00002021$726,500
Real Estate Data Aggregator, three months ending July 31, 2026.
Source: Real Estate Data Aggregator, the three months ending July 31, 2026
New listings change vs. a year before, by ZIP
0202161.6%0249240%0202620.6%0206218.6%021315.4%02132-11.8%02090-16.7%
Real Estate Data Aggregator, three months ending July 31, 2026.
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

Buyers are still paying over list

Even with more supply, homes across the Primary market are still closing above list price. Every ZIP the Real Estate Data Aggregator tracked came in above 101%. 02131 led at 103.8%. More than half of homes in most ZIPs sold above list. That tells you demand is real, even if it is a little softer than a year ago.

Sale to list price ratio by ZIP, three months ending July 31, 2026
02131103.8%02062103.6%02090103%02026102.1%02021101.9%02492101.8%02132102%
Real Estate Data Aggregator, three months ending July 31, 2026.
Source: Real Estate Data Aggregator, the three months ending July 31, 2026
In short
  1. More homes came to market across the Primary market in the three months ending July 31, 2026. Buyers kept up.
  2. Prices dipped in most ZIPs, not sharply, but enough to matter if you are pricing a home.
  3. Homes still sold fast and still sold above list.
  4. The market is more balanced than it was a year ago.
  5. It is not slow.

One more thing: every street reads a little differently from the ZIP code around it. The numbers above are the whole ZIP. Your block may be tighter or looser than that.

Your next step

Text me your address and I will send back where your home sits against what actually sold near you in the three months ending July 31, 2026. Takes a day, costs nothing.

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Where these numbers came from
Liza Elmstrom
The Agency
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Liza Elmstrom is a licensed real estate agent with The Agency. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
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