Published October 11, 2026 in Market Update

More homes are hitting the market in the Primary market

LE
By Liza Elmstrom
Real estate, Primary market

The big number: the Real Estate Data Aggregator counted 294 homes for sale across the Primary market in the three months ending August 31, 2026. That is up 23.5% from the same period a year ago. More supply means buyers have more to compare. It also means sellers have more competition.

Homes for sale, Primary market, three months ending August 31, 2026
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

This is not just a local thing. Realtor.com reported that active listings nationally are up 6.7% from a year ago, the fastest pace since February. Our market is growing faster than that.

New listings are pouring in

The Real Estate Data Aggregator counted 568 new listings across the Primary market in those same three months. That is up 20.1% from a year ago. Some ZIP codes saw much bigger jumps.

Change in new listings by ZIP, three months ending August 31, 2026
0202184.5%0249282.1%020627.7%020265.9%02131-2.3%02132-2.4%02090-6.8%
Real Estate Data Aggregator. ZIP 02021 and 02492 drove most of the gain. Three ZIPs actually saw fewer new listings than a year ago.

ZIP 02021 added new listings at an 84.5% higher rate than a year ago, per the Real Estate Data Aggregator. ZIP 02492 was close behind at 82.1% more. Not every area followed: 02090, 02131 and 02132 each saw fewer new listings than last year.

Buyers are still active, even with more to choose from

The Real Estate Data Aggregator counted 521 pending sales across the Primary market, up 11.6% from a year ago. Sales closed on 590 homes, up 5.9%. Demand has not disappeared. It is just meeting more supply.

Primary market, three months ending August 31, 2026
Homes sold
Up 5.9% from a year ago
Pending sales
Up 11.6% from a year ago
New listings
Up 20.1% from a year ago
Homes for sale
Up 23.5% from a year ago
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

Rates are not helping buyers right now

Freddie Mac put the average 30-year fixed rate at 7.40% as of October 8, 2026. The 15-year averaged 6.73%. Realtor.com noted that 7.28% was the highest rate in nearly three years. More inventory helps buyers, but the cost to borrow is still high.

Mortgage rates as of October 8, 2026
30-year fixed
Freddie Mac
15-year fixed
Freddie Mac
Source: Freddie Mac, read Oct 10, 2026

What this means if you are selling

More homes for sale means your home is one of more options a buyer can pick from. Pricing sharp and preparing well matters more now than it did a year ago. The good news: homes are still selling. The Real Estate Data Aggregator shows 590 closed sales in just three months.

Look at the sale-to-list numbers. In ZIP 02131, homes averaged 103.4% of list price, per the Real Estate Data Aggregator. In ZIP 02062, it was 103.2%. Even with more supply, well-priced homes are still getting above ask.

One ZIP can tell a very different story

ZIP 02090 had only 18 homes for sale, down 28% from a year ago, per the Real Estate Data Aggregator. That is the opposite of the overall trend. ZIP 02021 had 64 homes for sale, up 64.1%. Same market, very different conditions.

Homes for sale by ZIP, three months ending August 31, 2026
0202164020265202131490213242024923702062320209018
Real Estate Data Aggregator. ZIP 02090 is tighter than anywhere else in the market.
In short
  1. The Primary market has more homes for sale and more new listings than a year ago.
  2. Buyers have more choices.
  3. Sellers have more competition.
  4. But 590 homes still sold in three months, and most went above list price.
  5. Your street may read very differently from the ZIP code average.

Your next step

Text me your address and I will send back how your home's ZIP stacks up against what actually sold nearby, including days on market and sale-to-list ratio. Takes a day, costs nothing.

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Where these numbers came from
Liza Elmstrom
The Agency
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Liza Elmstrom is a licensed real estate agent with The Agency. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Liza Elmstrom · The AgencyEQUAL HOUSING OPPORTUNITY